All individual bankruptcy filers are required to complete pre-bankruptcy credit counseling and a pre-discharge financial management course. These may not be provided at the same time. Credit counseling must take place before you file for bankruptcy; the financial management course must take place after you file.
Certificates of completion for both credit counseling and the financial management course are required before the filer’s debts can be discharged. Only credit counseling organizations and financial management course providers that have been approved by the Bankruptcy Administrator may issue these certificates.
For information about how to be approved as a provider of certified credit counseling courses, please consult our instructions on the approval process.
The following agencies are approved as providers of certified credit counseling courses for this district pursuant to 11 U.S.C. § 111:
$0$ BK Class, Inc.
PO Box 1004
Higley, AZ 85236
Telephone: (877) 376-7122
www.myonlinebankruptcyclass.com
001 DEBTORCC, Inc.
378 Summit Ave.
Jersey City, NJ 07306
Telephone: (800) 610-3920
Fax: (888) 557-1635
www.debtorcc.org
123 Credit Counselors, Inc.
1000 NW 57th Ct., Suite 860
Miami, FL 33126
Telephone: (888) 412-2123
www.a123cc.org
Abacus Credit Counseling
17337 Ventura Blvd., Suite 205
Encino, CA 91316
Telephone: (800) 516-3834
Fax: (818) 477-0496
www.abacuscc.org
Access Counseling, Inc.
663 W. 5th Street, Suite 26001
Riverside, CA 92507
Telephone: (800) 205-9297
Fax: (866-431-1927
www.accesscounselinginc.org
Allen Credit & Debt Counseling Agency
800 Dakota Ave. N.
Huron, SD 57350
Telephone: (888) 415-8173
Fax: (605) 610-4059
www.acdcas.com
American Consumer Credit Counseling, Inc.
130 Rumford Avenue, Suite 202
Newton, MA 02466
Telephone: (866) 826-6924
Fax: (617) 559-5791
www.consumercredit.org
Biblical Financial Concepts, Inc. dba
Stand Sure Counseling Services, Inc.
406 5th Street North, Suite 1
Oneonta, AL 35121
Telephone: (877) 240-1398
Fax: (800) 718-4724
www.standsurecs.org
Black Hills Children's Ranch, Inc.
dba Pioneer Credit Counseling
1644 Concourse Drive
Rapid City, SD 57703
Telephone: (605) 348-1608
Fax: (605) 348-8537
www.pioneercredit.com
Butterfly Financial Education, Inc.
PO Box 6688
Ocean Isle Beach, NC 28469
Telephone: (844) 289-2701
Fax: (919) 741-5869
www.butterflyfe.com
CC Advising, Inc.
721 Washington Avenue, Suite 305
Bay City, MI 48708-5742
Telephone: (855) 980-6690
Fax: (517) 861-2042
www.ccadvising.com
Consumer Education Services, Inc. (CESI)
dba Start Fresh Today
3724 National Drive, Suite 220
Raleigh, NC 27612
Telephone: (800) 435-9138
Fax: (919) 785-0727
www.startfreshtoday.com
Credit Advisors Foundation
1818 South 72nd Street
Omaha, NE 68124
Telephone: (402) 393-3100
Fax: (402) 393-7660
www.yourbankruptcypartner.com
Credit Card Management Services, Inc.
dba Debthelper.com
1325 N. Congress Avenue, Suite 201
West Palm Beach, FL 33401
Telephone: (800) 920-2262
Fax: (866) 561-2622
www.debthelper.com
Cricket Debt Counseling, Inc.
219 SW Stark Street, Suite 200
Portland, OR 97204
Telephone: (503) 353-0400
Fax: (866) 476-6522
www.cricketdebt.com
Debt Education & Certification Foundation
112 Goliad Street
Benbrook, TX 76126
Telephone: (866) 859-7323
Fax: (866) 339-3328
www.BKcert.com
Garden State Consumer Credit Counseling, Inc., dba Navicore Solutions
200 U.S. Highway 9
Manalapan, NJ 07726
https://navicoresolutions.org/
GreenPath Inc.
36500 Corporate Drive
Farmington Hills, MI 48331
Telephone: (888) 860-4220
Fax: (248) 699-1613
www.greenpath.org
InCharge Debt Solutions, Inc.
5750 Major Blvd., Suite 300
Orlando, FL 32819
Telephone: (866) 729-0049
Fax: (877) 419-8370
www.personalfinanceeducation.com
Money Management International (MMI)
14141 Southwest Freeway, Suite 1000
Sugarland, TX 77478
Telephone: (877) 964-2227
Fax: (713) 394-3010
www.moneymanagement.org
Springboard Nonprofit Consumer Credit Management, Inc.
4351 Lathem Street
Riverside, CA 92501
Telephone: (951) 781-0114
Fax: (951) 781-9896
www.credit.org
Urgent Credit Counseling, Inc.
219 SW Stark Street, Suite 200
Portland, Oregon 97204
Telephone: (866) 233-1940
Fax: (866) 645-7212
www.urgentco.com