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Credit Counseling

All individual bankruptcy filers are required to complete pre-bankruptcy credit counseling and a pre-discharge financial management course. These may not be provided at the same time. Credit counseling must take place before you file for bankruptcy; the financial management course must take place after you file.

Certificates of completion for both credit counseling and the financial management course are required before the filer’s debts can be discharged. Only credit counseling organizations and financial management course providers that have been approved by the Bankruptcy Administrator may issue these certificates.

For information about how to be approved as a financial management course provider, please consult our instructions on the approval process

The following agencies are approved as providers of certified credit counseling courses for this district pursuant to 11 U.S.C. § 111:

001 DEBTORCC, Inc.
378 Summit Ave.
Jersey City, NJ 07306
Telephone: (800) 610-3920
Fax: (888) 557-1635
www.debtorcc.org

Abacus Credit Counseling
17337 Ventura Blvd., Suite 205
Encino, CA 91316      
Telephone: (800) 516-3834
Fax: (818) 477-0496
www.abacuscc.org

Allen Credit & Debt Counseling Agency
20003 387th Avenue
Wolsey, SD 57384     
Telephone: (888) 415-8173
Fax: (605) 610-4059
www.acdcas.com

Alliance Credit Counseling, Inc.
10720 Sikes Place, Suite 100
Charlotte, NC 28277  
Telephone: (704) 540-2477
Fax: (704) 540-8383
www.knowdebt.org

American Consumer Credit Counseling, Inc.
130 Rumford Avenue, Suite 202
Newton, MA 02466   
Telephone: (866) 826-6924
Fax: (617) 559-5791
www.consumercredit.org

Biblical Financial Concepts, Inc. dba
Stand Sure Credit Counseling

406 5th Street North, Suite 1
Oneonta, AL 35121    
Telephone: (877) 240-1398
Fax: (800) 718-4724
www.standsurecc.org

Black Hills Children's Ranch, Inc.
dba Pioneer Credit Counseling

1644 Concourse Drive
Rapid City, SD 57703  
Telephone: (605) 348-1608
Fax: (605) 348-8537
www.pioneercredit.com

Butterfly Financial Education, Inc.
96 Oak Creek Drive
Clayton, NC 27520     
Telephone: (844) 289-2701
Fax: (919) 741-5869
www.butterflyfe.com

CC Advising, Inc.
703 Washington Avenue, Suite 200
Bay City, MI 48708     
Telephone: (855) 980-6690
Fax: (517) 861-2042
www.ccadvising.com

CCCS of Forsyth County, Inc.
dba Financial Pathways of the Piedmont

7820 North Point Blvd, Suite 100
Winston-Salem, NC 27106     
Telephone: (336) 896-1191
www.financialpaths.org

Consumer Education Services, Inc. (CESI)
dba Start Fresh Today

3700 Barrett Drive
Raleigh, NC 27609      
Telephone: (800) 435-9138
Fax: (919) 785-0727
www.startfreshtoday.com

Credit Advisors Foundation
1818 South 72nd Street
Omaha, NE 68124      
Telephone: (402) 393-3100
Fax: (402) 393-7660
www.yourbankruptcypartner.com

Credit Card Management Services, Inc.
dba Debthelper.com

1325 N. Congress Avenue, Suite 201
West Palm Beach, FL 33401  
Telephone: (800) 920-2262
Fax: (866) 561-2622
www.debthelper.com

Cricket Debt Counseling, Inc.
219 SW Stark Street, Suite 200
Portland, OR 97204   
Telephone: (503) 353-0400
Fax: (866) 476-6522
www.cricketdebt.com

Debt Education & Certification Foundation
112 Goliad Street
Benbrook, TX 76126  
Telephone: (866) 859-7323
Fax: (866) 339-3328
www.BKcert.com

Garden State Consumer Credit Counseling, Inc.
dba Navicore Solutions

200 US Highway 9
Manalapan, NJ 07726
Telephone: (732) 409-6281
Fax: (732) 431-5248
www.navicoresolutions.org

GreenPath Inc.
36500 Corporate Drive
Farmington Hills, MI 48331   
Telephone: (888) 860-4220
Fax: (248) 699-1613
www.greenpathbk.com

InCharge Debt Solutions, Inc.
5750 Major Blvd., Suite 300
Orlando, FL 32819     
Telephone: (866) 729-0049
Fax: (877) 419-8370
www.personalfinanceeducation.com

Money Management International (MMI)
14141 Southwest Freeway, Suite 1000
Sugarland, TX 77478  
Telephone: (877) 964-2227
Fax: (713) 394-3010
www.moneymanagement.org

Springboard Nonprofit Consumer Credit Management, Inc.
4351 Lathem Street
Riverside, CA 92501   
Telephone: (951) 781-0114
Fax: (951) 781-9896
www.credit.org

Urgent Credit Counseling, Inc.
219 SW Stark Street, Suite 200
Portland, Oregon 97204       
Telephone: (866) 233-1940
Fax: (866) 645-7212
www.urgentco.com

$0$ BK Class, Inc.
2711 E. Melrose Street
Gilbert, AZ 85297               
Telephone: (877) 376-7122
Fax: (877) 656-4318
www.MyOnlineBankruptcyClass.com