You are here

Financial Management Courses

All individual bankruptcy filers are required to complete pre-bankruptcy credit counseling and a pre-discharge financial management course. These may not be provided at the same time. Credit counseling must take place before you file for bankruptcy; the financial management course must take place after you file.

Certificates of completion for both credit counseling and the financial management course are required before the filer’s debts can be discharged. Only credit counseling organizations and financial management course providers that have been approved by the Bankruptcy Administrator may issue these certificates.

For information about how to be approved as a debtor education provider, please consult our instructions on the approval process

The following agencies are approved as providers of instructional courses concerning personal financial management for this district pursuant to 11 U.S.C. § 111:

001 DEBTOREDU, LLC
378 Summit Avenue
Jersey City, NJ 07306            
Telephone: (800) 610-3920
Fax: (888) 557-1635
www.debtoredu.com

247 Bankruptcy Class, Inc.
6161 Blue Lagoon Drive, Suite 150
Miami, FL 33126                
Telephone: (305) 267-1041
Fax: (305) 402-0160
www.a247class.com

A+ Class
3930 Glade Road, Suite 108-184
Colleyville, TX 76034-5931               
Telephone: (888) 533-3423
Fax: (817) 533-3423
www.jjandpartners.com

Allen Credit & Debt Counseling Agency
20003 387th Avenue
Wolsey, SD 57384             
Telephone: (888) 415-8173
Fax: (605) 610-4059
www.acdcas.com

Alliance Credit Counseling, Inc.
10720 Sikes Place, Suite 100
Charlotte, NC 28277        
Telephone: (704) 540-2477
Fax: (704) 540-8383
www.knowdebt.org

American Consumer Credit Counseling, Inc.
130 Rumford Avenue, Suite 202
Newton, MA 02466        
Telephone: (866) 826-6924
Fax: (617) 559-5791
www.consumercredit.org

Arbor Investment, Ltd.
1850 South 72nd Street
Omaha, NE 68124             
Telephone: (402) 393-0119
Fax: (402) 393-1579
www.arbored.com

BE Adviser, LLC
703 Washington Avenue, Suite 230-D
Bay City, MI 48708          
Telephone: (855) 976-1700
Fax: (877) 419-2702
www.beadviser.com

Black Hills Children's Ranch, Inc.
dba Pioneer Credit Counseling

1644 Concourse Drive
Rapid City, SD 57703      
Telephone: (605) 348-1608
Fax: (605) 348-8537
www.pioneercredit.com

Butterfly Financial Education, Inc.
96 Oak Creek Drive
Clayton, NC 27520            
Telephone: (844) 289-2701
Fax: (919) 741-5869
www.butterflyfe.com

CCCS of Forsyth County, Inc.
dba Financial Pathways of the Piedmont

7820 North Point Blvd, Suite 100
Winston-Salem, NC 27106             
Telephone: (336) 896-1191
www.financialpaths.org

Consumer Education Services, Inc. (CESI)
dba Start Fresh Today

3700 Barrett Drive
Raleigh, NC 27609             
Telephone: (800) 435-9138
Fax: (919) 785-0727
www.startfreshtoday.com

Credit Card Management Services, Inc.
dba Debthelper.com

1325 N. Congress Avenue, Suite 201
West Palm Beach, FL 33401         
Telephone: (800) 920-2262
Fax: (866) 561-2622
www.debthelper.com

Debt Education & Certification Foundation
112 Goliad Street
Benbrook, TX 76126        
Telephone: (866) 859-7323
Fax: (866) 339-3328
www.BKcert.com

Foothills Credit Counseling, Inc.
709 West Main Street, Suite A
Forest City, NC 28043     
Telephone: (828) 286-7062
Fax: (828) 286-7064
www.fhccinc.org

Garden State Consumer Credit Counseling, Inc.
dba Navicore Solutions

200 US Highway 9
Manalapan, NJ 07726     
Telephone: (732) 409-6281
Fax: (732) 431-5248
www.navicoresolutions.org

GreenPath Inc.
36500 Corporate Drive
Farmington Hills, MI 48331           
Telephone: (888) 860-4220
Fax: (248) 699-1613
www.greenpathbk.com

InCharge Debt Solutions, Inc.
5750 Major Blvd., Suite 300
Orlando, FL 32819           
Telephone: (866) 729-0049
Fax: (877) 419-8370
www.personalfinanceeducation.com

Money Management International (MMI)
14141 Southwest Freeway, Suite 1000
Sugarland, TX 77478        
Telephone: (877) 964-2227
Fax: (713) 394-3010
www.moneymanagement.org

Sage Personal Finance
4043 Contera Road
Encino, CA 91436              
Telephone: (800) 516-2759
Fax: (888) 733-5047
www.sagepf.com

Second Bankruptcy Course, LLC
4540 Honeywell Court
Dayton, OH 45424            
Telephone: (800) 217-7030
Fax: (866) 307-1003
www.secondbankruptcycourse.com

Solid Start Financial Education Services, Inc.
10121 SE Sunnyside Road, Suite 300
Clackamas, OR 97015      
Telephone: (866) 467-4147
Fax: (866) 470-6523
www.solidstartfinancial.com

Springboard Nonprofit Consumer Credit Management, Inc.
4351 Lathem Street
Riverside, CA 92501          
Telephone: (951) 781-0114
Fax: (951) 781-9896
www.credit.org

Stand Sure Information Services, Inc.
406 5th Street North, Suite 1
Oneonta, AL 35121          
Telephone: (877) 750-0851
Fax: (800) 718-4724
www.standsuretoday.com

$0$ BK Class, Inc.
2711 E. Melrose Street
Gilbert, AZ 85297               
Telephone: (877) 376-7122
Fax: (877) 656-4318
www.MyOnlineBankruptcyClass.com